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Home Buying
Basics - What is a modular home?
Modular homes are built in sections in a factory setting, indoors, where they
are never subjected
to adverse weather conditions. The sections move through the factory, with
the company's quality
control department checking them after every step. Finished modules are
covered for protection,
then transported to your home site. They are placed on a pre-made
foundation, joined, and
completed by your local builder.
How long does
it take to build a modular home?
That depends on your design and the manufacturer, but some modular homes can be
built in the
factory in as little as 1-2 weeks. And since Modulars are built indoors,
there's never a weather delay.
It usually takes another 2-4 weeks for your local builder to complete the home
once it's delivered
to the building site.
They sound
like mobile homes. Are they the same thing?
Mobile homes, now called manufactured homes, are built to conform to the same
federal code, no
matter where they will be delivered. That code is called the HUD code. A
modular home conforms
to the building codes that are required at the specific location it will be
delivered to, and in many
cases
construction
exceeds the required codes.
Don't all
modular homes look alike?
No, and unless you were there to see the house delivered and assembled, you
might not guess
it's a Modular Home. Modular Home manufacturers use computer aided design
programs to draw
plans to your specifications, or to modify one of their standard plans to suit
your needs, so nearly
any home plan can be turned into a Modular Home.
It's true that some Modulars are very basic and resemble double-wide
manufactured homes,
but the two structures are still built in different ways.
Will banks
finance a modular home?
Yes, Banks, Appraisers, and Insurance Companies treat Modular Homes the same way
they
do site built homes -- a house that's constructed entirely on your property.
Can I save
money by building a modular home?
Construction costs for a modular home are sometimes less per square foot than
for a similar
site-built home. And there are other cost-saving features:
· Modular
Homes are very Energy Efficient, which helps reduce your heating and cooling
costs.
· Your
Home will probably be ready to move into much sooner than if you wait for a
builder to
construct a new house on-site.
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